18
September
2017

Lima, September 2017. – We are pleased to present the financial institutions (FI) that, following a rigorous evaluation process, obtained the Certification by MicroRate in the International Client Protection Principles.

Congratulations to all the FI for these achievements which confirm their commitment to keeping clients at the heart of their work.

See the complete Press Release here.

05
September
2017

Lima, September 2017. MicroRate is pleased to present the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and unregulated entities from different countries.

The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. We are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. SEE PRESS RELEASE

13
June
2017

ENDA Tamweel of Tunisia is the first microfinance institution rated by MicroRate at the maximum score of the social scale, 5 Stars, demonstrating exceptional levels in social performance. Read More

30
May
2017

While the placement of microcredits in a group expresses the essence of microfinance by its attention to the base of the pyramid, it may be the placement mechanism that is most exposed to operational as well as reputational risk.

In the experience of MicroRate, the operational risk in group methodology is furthered when the regulation of the group’s operations is imprecise. There is a high level of manipulation of cash (in disbursement and collection sessions), a relaxation of credit policies and, in general, insufficient control. To this is added a comparatively higher turnover of loan officers, which is explained, in part, by the challenge they face to serve groups in dispersed and inaccessible localities. Read More.

30
June
2016

The MicroRate Benchmark, developed more than 13 years ago, is generated on the basis of half-yearly information from at least 50 financial institutions rated by MicroRate.

Our rated customers receive the complete report with a compendium of over 30 key management indicators, segmented according to the size of the MFI, credit methodology, etc.

31
December
2015

The MicroRate Benchmark, developed more than 13 years ago, is generated on the basis of half-yearly information from at least 50 financial institutions rated by MicroRate.

Our rated customers receive the complete report with a compendium of over 30 key management indicators, segmented according to the size of the MFI, credit methodology, etc.

30
June
2015

The MicroRate Benchmark, developed more than 13 years ago, is generated on the basis of half-yearly information from at least 50 financial institutions rated by MicroRate.

Our rated customers receive the complete report with a compendium of over 30 key management indicators, segmented according to the size of the MFI, credit methodology, etc.

30
December
2015

The MicroRate Benchmark, developed more than 13 years ago, is generated on the basis of half-yearly information from at least 50 financial institutions rated by MicroRate.

Our rated customers receive the complete report with a compendium of over 30 key management indicators, segmented according to the size of the MFI, credit methodology, etc.

30
June
2014

The MicroRate Benchmark, developed more than 13 years ago, is generated on the basis of half-yearly information from at least 50 financial institutions rated by MicroRate.

Our rated customers receive the complete report with a compendium of over 30 key management indicators, segmented according to the size of the MFI, credit methodology, etc.